Everyone and Everything (just about) uses PayPal. Except me--until recently I'd only used it once. To pay for my Africa trip. But I'm learning.
Most of the places I'm "working" with use PayPal for payments. So I earn it, and when they pay me, it's sitting there in my account. Online. Where I can only spend it Online.
Problem. I don't think my roommate's mother (also known as my landlord--talk about problems...) has an account with them. I'm pretty sure she doesn't want to pay transfer fees, if she does have an account. I sure as heck don't want to.
So where does that leave me? Well, I can transfer money from my online account to my linked bank account. It takes 5 to 7 days (might even be *business* days) but it's free. Or I can use a debit card linked to my PayPal account, but if I get cash from an ATM there are fees (from the bank I'm using, I don't think the card has fees). If I get cash back while I'm shopping, I'm limited by the amount the store allows. And I'd have to shop. Plus, to even be eligible for the debit card you have to upgrade your account.
Not a problem, I chose the debit card (for when I need money *now*), and I can always still transfer cash whenever I have a week or two to wait. So I upgraded my account (no fee) and applied for the debit card. I'll have it in a week or two- just in time to pay the rent a bit late. Better than a lot late, I guess.
Now I just have to get my W-9 to TextBroker so they'll pay me. Well, and write. A lot. Every day until payout. Pleh.
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