I guess I could print out the last month of my bank records, but the only real money in there came from my father. With a print out of my last month's paypal, that might work, right? I just need something. Blargh.
Proving you have income is easier- if you have a bank account, you just show them that shiny balance, or the line with the deposits, or whatever. I'll have to wait until next January for 1099's, and I think that might be a bit too late. Yargh. broke-ness. Sometimes a job would be easier, just not by enough to make up for the pleh-ness.
Hm... you quit rather than being laid off? That was not a... good move.:/ Always, always pick being laid off to quitting. At least where benefits is concerned, lay offs/downsizing/reduction in force/lack of work will always award benefits to the worker (unless they were specifically contractors, hired part time for a period of time established in the contract or seasonal). Voluntary quits, you have to proof that you were discharged or quit for just cause (which doesn't sound like you did, in unemployment terms, anyway).
ReplyDeleteIt will depend on why do you need proof of income. Possible employment, bank applications, loans and some will not take Paypal or misc. bank activity as proof of income (as you could manipulate the data by inserting large or small sums of money that might not represent what you have). You should ask to whoever/wherever requires that proof of income if, since your income isn't stable right now, you can forgo such proof of income until yours become somewhat stable.
Yeah, well, I couldn't/ wouldn't stay where I was anymore, there were no transfers available, and the worlds biggest employer does everything possible to avoid getting rid of people in a way that lets them collect. So I was pretty much SOL.
ReplyDeleteWhen I left, I probably could have tried to make a case for the whole "won't promote or pay for job duties", but since it said I did anything they told me to, I was still kinda outta luck.
Don't ever work for WM. I did everything possible for about a year to get fired, and all they did was have me train my own boss. Repeatedly.
I actually need to prove *low* income, as not-an-employee. If I even rent a *real* apartment, I'll probably just end up paying 3 or 6 months up front. ugh.
Now, If I'd been doing this (successfully) for more than a quarter, I could use quarterly filings. As a single person all business earnings are my earnings, so that would probably work. Of course, if I were successful, I wouldn't be trying to prove how little I make.
WM? Waste Management?
ReplyDeleteTo prove low income, you'd have to keep receipts and checks given to you (or if your father pays you in cash, have him pay you in a check and at the memo part, add "services performed" or something of that matter. If the websites you work with pay you via paypal, and you can verify it's an employer (websitepay@website.com vs. person-name@hotmail.com) then you should be in ok shape.
For an apartment, it would help to have a good solid 2-3 month record of your income and expenses. Even if it's not a real paycheck, it can prove that you can provide enough income through several means to cover for your expenses. I wouldn’t pay for anything above 2 months in advance.
Not all apartments require proof of income, but those that do, showing them that you have no set employer/single source of income (think of a handyman or beach portrait artist or other self employed, sporadic worker), should be good enough. That and that you have some sorts of savings, should things go wrong. If you have not been late for your current renting agreement, or have been mostly on time, ask for a letter of recommendation, and that should help you out. Even if you don’t move to a “real” apartment just yet, that letter should be obtained before you move for future use.
Actually, if I get another apartment here, rather than moving on, I'll probably try to find a place that will let me be straight month to month- easier for everyone. If I *do* go on to Mexico, I don't intend to spend more than a month or so anywhere, so leases--and proof of income--really don't come up.
ReplyDeleteLuckily, most of what I *do* earn comes through a broker with an address of whatever@businessname.com, so that's one problem I don't have, at least.
Sadly, most of the money from my father is of the short-term family loan-type. Better than moving in, though. Living in the same country or city as family is fine. Same house, not so much.
Oh, and WM in this case is Walmart. Waste management might have been better.