I'm sure it seems irresponsible to some people (like my father) or dangerous (to just about everyone else), but really, travelling won't be that much worse, financially, than staying where I am. In some ways it's much, much better.
Just... this starting out bit is going to be expensive. I need to either fix my laptop or replace it with a super cheap netbook. I need a new camera, a small travel bag for my golf clubs (yes, they're coming with me), shoes, clothes, a backpack, insurance, tickets, and shiny new passport...
It's at least $1500 worth of stuff, and I keep seeing new things that would work really well, and be super useful. The worst part is, the things I need- clothes, for the most part, are more expensive when they're designed for women or travel. Women's travel clothes are, therefore, about twice as expensive. Pleh.
So, with all these expenses, how will I manage? I've got to start cutting. I think I know what I want/ need for clothes, and i'll start hunting the thrift stores for the few things I might be able to find- like a scarf, sweater, lightweight black skirt. I'll watch the interweb for sales on the clothing items I need/ want, and reconsider my shoe setup.
Still thinking about the laptop/ netbook thing. Parts to fix the laptop will be at least $200, a cheap netbook with decent battery life and nice low weight can be had for less than $300. Don't know which is better, but I'm sure I'll figure it out.
What did I mean when I said taking off could be better for me financially?
I won't have a car, or the expenses that come with it. I won't have traditional US-style lack of health insurance--travel health insurance covers accidents and whatnot, so if something happens I won't end up thousands of dollars deeper in debt. There may be tax savings, there's less to buy, expenses are (for the most part) lower. So long as I don't take up scuba diving my monthly expenses should be no more than what they are here.
And my work (such as it is) is already online.
Until then, though, I need to keep making my lists, cutting them down, and stretching out the extra bits of cash I can find in my budget. Funny, even with all the "expense" and gear the pre-trip expense is less than first, last, and deposit on an apartment.
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